About Us

The West African Clearing House

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About Us

The story of West Africa Clearing House [WACH] is one of commitment started by our founders, an intense dedication to focusing on the customer above all else. This philosophy has remained the same during our growth from a small bank to a network of community banks able to provide a complete range of financial services. Staying true to these principles has been the common thread throughout our history.

We will always be active and involved members of the communities we serve and we will work to put the needs of our customers first as we continue to fulfill our mission – “People helping people find financial solutions for life.”

Learn More

getting Started

We understand most online banking users need to know the basics. Once logged in, you’ll have access to all the resources needed to help you use Online Banking with BlueIQ™

Budgeting

Being well-organized is important to financial planning, and Online Banking with BlueIQ™ can help you with both aspects to help keep you on top of your finances.

Business Money Market

The Business Money Market account allows businesses to set aside funds that can be easily accessed when necessary. Due to the rate structure, the more money held in the account, the higher the interest rate.

Secure Financial Services

Track your spending habits Easily view progress towards your goals Increase your monthly savings Boost your overall knowledge and understanding of your household budget

Commercial Bank Account

Every business is unique and needs a checking or savings account designed to its specific needs. WACH offers a wide range of accounts to handle everything from low transaction counts and basic services to higher volume accounts with a wide range of features.

Transfers

When it comes time to pay a bill or move money between accounts, we want you to have as smooth and simple a process as possible.

We Are Tested & Trusted

The story of The West African Clearing House [WACH], started by our founders, with an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks, been able to provide a complete range of financial services. The WACH story begins with The Central Bank of West African States (BCEAO), which had $3.5 million in deposits when purchased in 1961, followed in 1963 with the acquisition of an even smaller bank in the nearby town of Pea Ridge, Ark.

In 1975, another bank was purchased in the neighboring town of Rogers, and for almost a decade afterwards, these banks, each locally managed, were the entire banking network now known as WACH. In 1984, the company entered an expansion phase by purchasing First National Bank of Siloam Springs (Ark.). In 1986, it purchased McIlroy Bank & Trust in Fayetteville, Ark. During the next two decades, the bank expanded its presence within its home state and in neighboring states through acquisitions in Arkansas, Missouri and Oklahoma. By 2006 the bank was operating more than 200 branches. It had also adopted the name The West African Clearing House (WACH ) for all of its community banks and grown assets to more than $7 billion.

Our Values

Relationship Over Transactions

We don’t just serve accounts, we build partnerships. Your success is our success, and we’re invested in your growth for the long haul.

Clarity & Transparency

No hidden fees, no jargon. Just straightforward advice and banking you can trust, because honesty is the foundation of every relationship.

Local Roots, Big Impact

We champion the communities we serve. When you thrive, local economies thrive—and we’re here to fuel that cycle with tailored support.

Innovation with Purpose

We leverage cutting-edge tools to save you time and money, but never lose sight of the human touch that small businesses deserve.

Let’s Build Something Together

Contact us and we will be right there when you needed us the most

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